/* ============================================
   FINESCOPE MPME HAÏTI 2023 - STYLE SHEET
   Variables, Reset, Base Styles
   ============================================ */

/* Variables CSS */
:root {
    /* Palette de couleurs */
    --primary-dark: #0D2B4A;
    --primary: #1A3A5F;
    --primary-light: #2C5282;
    --secondary: #E8B82E;
    --secondary-dark: #D4A01E;
    --accent-red: #D9534F;
    --accent-green: #27AE60;
    --gray-light: #F5F5F0;
    --gray-medium: #E0E0DC;
    --gray-dark: #4A4A4A;
    --text-dark: #1A1A1A;
    --text-light: #6B6B6B;
    --white: #FFFFFF;
    --black: #000000;
    
    /* Typographie */
    --font-heading: 'Playfair Display', serif;
    --font-body: 'Inter', sans-serif;
    
    /* Espacements */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 1.5rem;
    --spacing-lg: 2rem;
    --spacing-xl: 3rem;
    --spacing-xxl: 5rem;
    
    /* Bordures */
    --border-radius-sm: 8px;
    --border-radius-md: 12px;
    --border-radius-lg: 20px;
    --border-radius-xl: 30px;
    
    /* Ombres */
    --shadow-sm: 0 2px 8px rgba(0,0,0,0.08);
    --shadow-md: 0 4px 16px rgba(0,0,0,0.12);
    --shadow-lg: 0 8px 32px rgba(0,0,0,0.16);
    --shadow-hover: 0 12px 40px rgba(0,0,0,0.2);
    
    /* Transitions */
    --transition-fast: 0.2s ease;
    --transition-normal: 0.3s ease;
    --transition-slow: 0.5s ease;
}

/* Reset & Base */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-body);
    color: var(--text-dark);
    background-color: var(--white);
    line-height: 1.6;
    overflow-x: hidden;
}

/* Typographie */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 600;
    line-height: 1.3;
    letter-spacing: -0.02em;
}

h1 {
    font-size: clamp(2.5rem, 5vw, 4rem);
}

h2 {
    font-size: clamp(1.75rem, 4vw, 2.5rem);
    margin-bottom: var(--spacing-md);
}

h3 {
    font-size: clamp(1.25rem, 3vw, 1.5rem);
    margin-bottom: var(--spacing-sm);
}

p {
    margin-bottom: var(--spacing-sm);
    color: var(--text-light);
}

.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 var(--spacing-lg);
}

.section-padding {
    padding: var(--spacing-xxl) 0;
}

.section-header {
    text-align: center;
    margin-bottom: var(--spacing-xl);
}

.section-tag {
    display: inline-block;
    font-size: 0.85rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--secondary);
    margin-bottom: var(--spacing-sm);
}

.section-header.light h2,
.section-header.light p {
    color: var(--white);
}

/* Skip Link - Accessibilité */
.skip-link {
    position: absolute;
    top: -40px;
    left: 0;
    background: var(--primary);
    color: white;
    padding: 8px 16px;
    z-index: 1001;
    text-decoration: none;
    border-radius: var(--border-radius-sm);
}

.skip-link:focus {
    top: 10px;
}

/* ============================================
   NAVIGATION
   ============================================ */
.header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background: rgba(255,255,255,0.98);
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    z-index: 1000;
    transition: var(--transition-normal);
}

.header.scrolled {
    box-shadow: var(--shadow-md);
}

.nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 70px;
}

.logo a {
    display: flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    font-weight: 700;
    font-size: 1.25rem;
    color: var(--primary-dark);
}

.logo-icon {
    font-size: 1.5rem;
    color: var(--secondary);
}

.logo-highlight {
    color: var(--secondary);
}

.nav-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--primary-dark);
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: var(--spacing-md);
    align-items: center;
}

.nav-link {
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 500;
    transition: var(--transition-fast);
    padding: 8px 0;
    position: relative;
}

.nav-link:hover {
    color: var(--secondary);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--secondary);
    transition: var(--transition-fast);
}

.nav-link:hover::after {
    width: 100%;
}

.btn-download-nav {
    background: var(--primary);
    color: var(--white) !important;
    padding: 8px 16px;
    border-radius: var(--border-radius-sm);
}

.btn-download-nav:hover {
    background: var(--primary-light);
}

.btn-download-nav::after {
    display: none;
}

/* ============================================
   HERO SECTION
   ============================================ */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    color: var(--white);
    overflow: hidden;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100" opacity="0.05"><path fill="none" d="M20,20 L80,20 M20,40 L80,40 M20,60 L80,60 M20,80 L80,80 M40,20 L40,80 M60,20 L60,80" stroke="white" stroke-width="1"/><circle cx="50" cy="50" r="10" stroke="white" stroke-width="1" fill="none"/></svg>');
    background-repeat: repeat;
}

.hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
}

.hero-badge {
    display: inline-block;
    background: rgba(255,255,255,0.2);
    backdrop-filter: blur(5px);
    padding: 8px 20px;
    border-radius: 30px;
    font-size: 0.9rem;
    margin-bottom: var(--spacing-lg);
}

.hero-title {
    font-size: clamp(2.5rem, 6vw, 5rem);
    font-weight: 700;
    margin-bottom: var(--spacing-md);
}

.hero-highlight {
    color: var(--secondary);
}

.hero-subtitle-line {
    display: block;
    font-size: clamp(1.5rem, 4vw, 2.5rem);
}

.hero-description {
    font-size: 1.25rem;
    opacity: 0.9;
    margin-bottom: var(--spacing-xl);
}

.hero-stats {
    display: flex;
    justify-content: center;
    gap: var(--spacing-xl);
    flex-wrap: wrap;
    margin-top: var(--spacing-xl);
}

.hero-stat {
    text-align: center;
}

.hero-stat-number {
    font-size: 2.5rem;
    font-weight: 700;
    display: block;
}

.hero-stat-label {
    font-size: 0.9rem;
    opacity: 0.8;
}

.hero-arrow {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
    animation: bounce 2s infinite;
}

.hero-arrow a {
    color: var(--white);
    font-size: 1.5rem;
}

@keyframes bounce {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(10px); }
}

/* ============================================
   PARTNERSHIP SECTION
   ============================================ */
.partnership {
    padding: var(--spacing-xl) 0;
    background: var(--gray-light);
}

.partnership-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xl);
    align-items: center;
}

.partnership-text h2 {
    margin-bottom: var(--spacing-md);
}

.partners-logos {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-sm);
    margin-top: var(--spacing-lg);
}

.partner-tag {
    background: var(--white);
    padding: 6px 14px;
    border-radius: 30px;
    font-size: 0.85rem;
    font-weight: 500;
    box-shadow: var(--shadow-sm);
}

.partnership-quote {
    background: var(--white);
    padding: var(--spacing-lg);
    border-radius: var(--border-radius-lg);
    border-left: 4px solid var(--secondary);
    box-shadow: var(--shadow-md);
}

.partnership-quote i {
    font-size: 2rem;
    color: var(--secondary);
    margin-bottom: var(--spacing-sm);
}

.partnership-quote p {
    font-style: italic;
    margin: 0;
}

/* ============================================
   DEFINITION CARDS
   ============================================ */
.definition {
    background: var(--white);
}

.definition-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
}

.def-card {
    background: var(--white);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-normal);
    border: 1px solid var(--gray-medium);
}

.def-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.def-icon {
    font-size: 3rem;
    color: var(--primary);
    margin-bottom: var(--spacing-md);
}

.def-card h3 {
    margin-bottom: var(--spacing-md);
}

.def-stats {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin-bottom: var(--spacing-md);
}

.def-stats span {
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text-dark);
}

.def-stats i {
    margin-right: 8px;
    color: var(--secondary);
}

.micro .def-icon { color: var(--accent-green); }
.petite .def-icon { color: var(--secondary); }
.moyenne .def-icon { color: var(--accent-red); }

.definition-note {
    background: var(--gray-light);
    padding: var(--spacing-md);
    border-radius: var(--border-radius-md);
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-sm);
}

.definition-note i {
    color: var(--secondary);
    font-size: 1.25rem;
    margin-top: 2px;
}

.definition-note p {
    margin: 0;
}

/* ============================================
   KEY NUMBERS SECTION
   ============================================ */
.key-numbers {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary));
    color: var(--white);
}

.numbers-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: var(--spacing-lg);
    text-align: center;
}

.number-card {
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(5px);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    transition: var(--transition-normal);
}

.number-card:hover {
    background: rgba(255,255,255,0.2);
    transform: scale(1.03);
}

.number-icon {
    font-size: 2rem;
    margin-bottom: var(--spacing-md);
    color: var(--secondary);
}

.number-value {
    font-size: 3rem;
    font-weight: 700;
    font-family: var(--font-heading);
    margin-bottom: var(--spacing-sm);
}

.number-label {
    font-size: 0.95rem;
    opacity: 0.9;
}

/* ============================================
   SECTORS SECTION
   ============================================ */
.sectors {
    padding: var(--spacing-xl) 0;
    background: var(--gray-light);
}

.sectors-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: var(--spacing-xl);
}

.sectors-chart h3,
.sectors-map h3 {
    margin-bottom: var(--spacing-lg);
}

.chart-bar {
    margin-bottom: var(--spacing-md);
}

.chart-label {
    display: inline-block;
    width: 100px;
    font-weight: 500;
}

.chart-bar-bg {
    display: inline-block;
    width: calc(100% - 140px);
    background: var(--gray-medium);
    border-radius: 10px;
    height: 28px;
    overflow: hidden;
    vertical-align: middle;
    margin: 0 10px;
}

.chart-bar-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    border-radius: 10px;
    transition: width 1s ease;
}

.chart-value {
    font-weight: 600;
    color: var(--primary);
}

.region-list {
    list-style: none;
}

.region-list li {
    margin-bottom: var(--spacing-md);
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
}

.region-name {
    width: 130px;
    font-weight: 500;
}

.region-value {
    width: 45px;
    font-weight: 600;
    color: var(--primary);
}

.region-bar {
    height: 8px;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    border-radius: 4px;
    transition: width 1s ease;
}

/* ============================================
   FORMALISATION SECTION
   ============================================ */
.formalisation {
    background: var(--white);
}

.formalisation-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xl);
    align-items: center;
}

.big-number {
    margin: var(--spacing-lg) 0;
}

.big-number-value {
    font-size: 5rem;
    font-weight: 800;
    font-family: var(--font-heading);
    color: var(--accent-red);
}

.big-number-unit {
    font-size: 2rem;
    font-weight: 600;
    color: var(--accent-red);
}

.big-number-label {
    display: block;
    font-size: 1.1rem;
    font-weight: 600;
    margin-top: -10px;
}

.formalisation-stats {
    display: flex;
    gap: var(--spacing-lg);
    margin-top: var(--spacing-lg);
}

.formal-stat {
    text-align: center;
}

.formal-stat-value {
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--primary);
}

.formal-stat-label {
    font-size: 0.85rem;
    color: var(--text-light);
}

.impact-card {
    background: var(--gray-light);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
}

.impact-card i {
    font-size: 2rem;
    color: var(--accent-red);
    margin-bottom: var(--spacing-sm);
}

.impact-card h4 {
    margin-bottom: var(--spacing-md);
}

.impact-card ul {
    list-style: none;
}

.impact-card li {
    margin-bottom: 8px;
    padding-left: 20px;
    position: relative;
}

.impact-card li::before {
    content: '⚠️';
    position: absolute;
    left: 0;
}

/* ============================================
   PAYMENT SECTION
   ============================================ */
.payment {
    background: linear-gradient(135deg, var(--primary-light), var(--primary-dark));
    padding: var(--spacing-xl) 0;
    color: var(--white);
}

.payment h2 {
    text-align: center;
    margin-bottom: var(--spacing-xl);
    color: var(--white);
}

.payment-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-xl);
    align-items: center;
}

.payment-big-number {
    font-size: 6rem;
    font-weight: 800;
    display: block;
    line-height: 1;
}

.payment-big-label {
    font-size: 1.25rem;
}

.method-item {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: var(--spacing-md);
}

.method-name {
    width: 130px;
}

.method-bar {
    flex: 1;
    background: rgba(255,255,255,0.2);
    border-radius: 10px;
    height: 30px;
    overflow: hidden;
}

.method-bar div {
    height: 100%;
    background: linear-gradient(90deg, var(--secondary), #FFD700);
    border-radius: 10px;
    transition: width 1s ease;
}

.method-percent {
    width: 50px;
    font-weight: 600;
}

/* ============================================
   INCLUSION FINANCIERE
   ============================================ */
.inclusion {
    background: var(--gray-light);
}

.inclusion-diagram {
    background: var(--white);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
    box-shadow: var(--shadow-sm);
}

.inclusion-bar-container {
    margin-bottom: var(--spacing-lg);
}

.inclusion-bar {
    display: flex;
    height: 60px;
    border-radius: var(--border-radius-md);
    overflow: hidden;
}

.inclusion-segment {
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 0.9rem;
    transition: var(--transition-normal);
}

.inclusion-segment.bancaire {
    background: var(--primary);
    color: white;
}

.inclusion-segment.autre-formel {
    background: var(--secondary);
    color: var(--primary-dark);
}

.inclusion-segment.informel {
    background: var(--accent-green);
    color: white;
}

.inclusion-segment.exclu {
    background: var(--accent-red);
    color: white;
}

.inclusion-legend {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--spacing-md);
    margin-top: var(--spacing-md);
}

.legend-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
}

.legend-color {
    width: 20px;
    height: 20px;
    border-radius: 4px;
}

.legend-color.bancaire { background: var(--primary); }
.legend-color.autre-formel { background: var(--secondary); }
.legend-color.informel { background: var(--accent-green); }
.legend-color.exclu { background: var(--accent-red); }

.inclusion-note {
    margin-top: var(--spacing-md);
    padding: var(--spacing-sm);
    background: var(--gray-light);
    border-radius: var(--border-radius-sm);
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
}

/* Financial Products */
.financial-products {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
}

.product-card {
    background: var(--white);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-normal);
}

.product-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.product-icon {
    font-size: 2.5rem;
    color: var(--secondary);
    margin-bottom: var(--spacing-md);
}

.product-stats {
    display: flex;
    justify-content: center;
    gap: var(--spacing-md);
    margin: var(--spacing-md) 0;
    flex-wrap: wrap;
}

.product-stat {
    text-align: center;
}

.stat-number {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary);
    display: block;
}

.stat-label {
    font-size: 0.8rem;
    color: var(--text-light);
}

.product-note {
    font-size: 0.85rem;
    margin-top: var(--spacing-sm);
    padding-top: var(--spacing-sm);
    border-top: 1px solid var(--gray-medium);
}

/* Personal Accounts */
.personal-accounts {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
    background: linear-gradient(135deg, #FFF8E7, #FFF);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    border: 1px solid var(--secondary);
}

.personal-icon {
    font-size: 3rem;
    color: var(--secondary);
}

.personal-text h4 {
    margin-bottom: var(--spacing-xs);
}

.personal-text p {
    margin: 0;
}

/* ============================================
   CRISES IMPACTS
   ============================================ */
.crises-impacts {
    padding: var(--spacing-xl) 0;
    background: var(--white);
}

.crises-impacts h2 {
    text-align: center;
    margin-bottom: var(--spacing-xl);
}

.crises-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--spacing-lg);
}

.crisis-card {
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    text-align: center;
    transition: var(--transition-normal);
}

.crisis-card.covid {
    background: linear-gradient(135deg, #e8f4f8, #d1eaf0);
    border-bottom: 4px solid #3498db;
}

.crisis-card.sociopolitique {
    background: linear-gradient(135deg, #fdecea, #f5d6d1);
    border-bottom: 4px solid var(--accent-red);
}

.crisis-card i {
    font-size: 3rem;
    margin-bottom: var(--spacing-md);
}

.crisis-card .crisis-number {
    font-size: 3.5rem;
    font-weight: 800;
    font-family: var(--font-heading);
    margin-bottom: var(--spacing-sm);
}

.crisis-card.covid .crisis-number { color: #3498db; }
.crisis-card.sociopolitique .crisis-number { color: var(--accent-red); }

.crisis-label {
    font-weight: 600;
    margin-bottom: var(--spacing-sm);
}

.crisis-detail {
    font-size: 0.85rem;
    color: var(--text-light);
}

/* ============================================
   RECOMMANDATIONS
   ============================================ */
.recommandations {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary));
    color: var(--white);
}

.recommandations .section-header h2,
.recommandations .section-header p {
    color: var(--white);
}

.recommandations-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-lg);
}

.reco-card {
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(5px);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    transition: var(--transition-normal);
}

.reco-card:hover {
    background: rgba(255,255,255,0.2);
    transform: translateY(-5px);
}

.reco-number {
    font-size: 2rem;
    font-weight: 800;
    font-family: var(--font-heading);
    color: var(--secondary);
    margin-bottom: var(--spacing-sm);
}

.reco-card h3 {
    margin-bottom: var(--spacing-sm);
    color: var(--white);
}

.reco-card p {
    color: rgba(255,255,255,0.8);
    margin: 0;
}

/* ============================================
   FOOTER DOWNLOAD SECTION
   ============================================ */
.footer-download {
    padding: var(--spacing-xl) 0;
    background: var(--gray-light);
}

.download-card {
    background: var(--white);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-xl);
    text-align: center;
    box-shadow: var(--shadow-md);
    border: 1px solid var(--gray-medium);
    max-width: 600px;
    margin: 0 auto;
}

.download-content i {
    font-size: 3rem;
    color: var(--accent-red);
    margin-bottom: var(--spacing-md);
}

.download-content h3 {
    margin-bottom: var(--spacing-sm);
}

.btn-download {
    background: var(--primary);
    color: var(--white);
    border: none;
    padding: 12px 32px;
    border-radius: var(--border-radius-sm);
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition-fast);
    margin-top: var(--spacing-md);
}

.btn-download:hover {
    background: var(--primary-light);
    transform: scale(1.02);
}

.credits {
    margin-top: var(--spacing-xl);
    padding-top: var(--spacing-lg);
    border-top: 1px solid var(--gray-medium);
}

.credits-logos {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--spacing-md);
    margin-top: var(--spacing-sm);
}

.credits-logos span {
    background: var(--gray-light);
    padding: 6px 14px;
    border-radius: 30px;
    font-size: 0.85rem;
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
    background: var(--primary-dark);
    color: var(--white);
    padding: var(--spacing-xl) 0 var(--spacing-md);
}

.footer-content {
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
}

.footer-info h4 {
    margin-bottom: var(--spacing-sm);
    color: var(--white);
}

.footer-info p {
    color: rgba(255,255,255,0.7);
    margin: 0;
}

.footer-date {
    font-size: 0.85rem;
    margin-top: var(--spacing-xs);
}

.footer-links {
    display: flex;
    gap: var(--spacing-md);
    flex-wrap: wrap;
}

.footer-links a {
    color: rgba(255,255,255,0.7);
    text-decoration: none;
    transition: var(--transition-fast);
}

.footer-links a:hover {
    color: var(--secondary);
}

.footer-bottom {
    text-align: center;
    padding-top: var(--spacing-lg);
    border-top: 1px solid rgba(255,255,255,0.1);
    font-size: 0.85rem;
    color: rgba(255,255,255,0.5);
}

/* ============================================
   BACK TO TOP BUTTON
   ============================================ */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    background: var(--secondary);
    color: var(--primary-dark);
    border: none;
    width: 45px;
    height: 45px;
    border-radius: 50%;
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-normal);
    z-index: 999;
    box-shadow: var(--shadow-md);
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    background: var(--secondary-dark);
    transform: translateY(-3px);
}

/* ============================================
   RESPONSIVE DESIGN
   ============================================ */

/* Tablet */
@media (max-width: 1024px) {
    .container {
        padding: 0 var(--spacing-md);
    }
    
    .partnership-grid,
    .formalisation-grid,
    .payment-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-lg);
    }
    
    .hero-stats {
        gap: var(--spacing-lg);
    }
}

/* Mobile */
@media (max-width: 768px) {
    .nav-toggle {
        display: block;
    }
    
    .nav-menu {
        position: fixed;
        top: 70px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 70px);
        background: var(--white);
        flex-direction: column;
        padding: var(--spacing-xl);
        transition: var(--transition-normal);
        box-shadow: var(--shadow-md);
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .definition-cards {
        grid-template-columns: 1fr;
    }
    
    .numbers-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .sectors-grid {
        grid-template-columns: 1fr;
    }
    
    .financial-products {
        grid-template-columns: 1fr;
    }
    
    .inclusion-bar {
        height: auto;
        flex-direction: column;
    }
    
    .inclusion-segment {
        padding: 12px;
        text-align: center;
    }
    
    .inclusion-legend {
        flex-direction: column;
        align-items: center;
    }
    
    .footer-content {
        flex-direction: column;
        text-align: center;
    }
    
    .footer-links {
        justify-content: center;
    }
    
    .back-to-top {
        bottom: 20px;
        right: 20px;
        width: 40px;
        height: 40px;
    }
    
    .method-item {
        flex-wrap: wrap;
    }
    
    .method-name {
        width: 100%;
    }
    
    .method-bar {
        width: 100%;
    }
}

/* Small Mobile */
@media (max-width: 480px) {
    .hero-stats {
        flex-direction: column;
        gap: var(--spacing-md);
    }
    
    .numbers-grid {
        grid-template-columns: 1fr;
    }
    
    .section-padding {
        padding: var(--spacing-xl) 0;
    }
    
    .hero-title {
        font-size: 1.75rem;
    }
    
    .big-number-value {
        font-size: 3rem;
    }
}

/* Print styles */
@media print {
    .header, .nav-toggle, .back-to-top, .footer-download, .hero-arrow {
        display: none;
    }
    
    body {
        font-size: 12pt;
        line-height: 1.5;
    }
    
    .container {
        max-width: 100%;
        padding: 0;
    }
    
    .hero {
        min-height: auto;
        padding: 20px 0;
    }
}